FREQUENTLY ASKED QUESTIONS
Q: Why would I want to sell my note?
When you sell all or part of your note, not only do you get cash, but you also gain several other advantages:
1) You don't have to worry about the payments you receive each month slipping away on life's little expenses.
2) You receive a substantial sum of cash right now, enough to accomplish some major life goals.
3) You don't have to worry about collecting monthly payments or servicing your note, we'll handle it.
4) You don't have to worry about whether the taxes and insurance are being paid each year to protect your investment, we'll handle it.
5) You don't have to worry about whether your purchaser will continue to make payments
Q: How can I find out how much my note is worth?
One brief consult with a Lighthouse staff member will answer all your questions, enable us to provide you with multiple different options in writing, and help you decide which option is best for you.
Q: How soon can I get my cash?
Once you accept our cash offer and send us the required paperwork, it usually takes about 4 weeks.
Q: Are there any additional benefits to me?
Yes. When one considers the impact inflation can have on the value of one's note over it's lifetime, cash today can be expected to be worth more now than years down the line.
Q: If I sell my note, will it affect the person(s) paying me?
No. All terms and conditions set forth in the original note remain the same. Your purchaser will simply need to send their payments to Lighthouse.
Q: What types of property notes do you purchase?
We purchase real estate notes on virtually all types of property: single-family homes, multi-family property, farmland, commercial, vacant land, and mobile homes with land attached.
As always, please don't hesitate to contact us with any questions/concerns. Feel free to call our office at 713-205-6410 or email us at
915 Gessner Road, Suite 825, Houston, TX 77024
LIGHTHOUSE LENDING, LLC
For any general inquiries, please fill in the following contact form:
This option is most commonly known to people who hold real estate notes. You can sell the entire interest in your real estate note and receive one lump sum payment from Lighthouse. We will fully service and assume responsibility for the note and free you from any obligation of collecting payments.
This option allows you to sell only a percentage of the remaining balance on the note. It is an excellent way to access a lump sum of cash from the note and then continue to receive payments from the note in the future. Lighthouse will fully service the note during the time we are collecting payments, relieving you from the responsibility of monitoring the payments, insurance, taxes, etc. Once the partial balance amount purchased is collected, you may either receive the note back or sell another percentage to Lighthouse. This increases the flexibility of your note by allowing you to receive a lump sum of cash today and still receive payments from the note in the future.
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